There can be several ways to send money from the US to India.
I will list down some of the genuine ways.
#1 Wise
wise is one of the best. They give the best exchange rates. Also, the customer interface is very nice. They have a variable fees structure but the fees are very nominal as compared to other banks and remit services. Additionally, 50 £ or 58 € referral bonus for 3 referrals every time they transfer a minimum of 200 £.
- Fees: Variable, minimum 2 GBP or 2.3 € up to 500 GBP or 570 € then 0.5% of the amount.
- FREE Transfer for the first 500 £ or 580 €
- Time: 1 – 2 working days
- Works will almost all the countries
#2 World Remit :
World remit has a fixed fee. The best part of this is the referral BONUS amount. You can get £20 or 23 € when you transfer using the below link and 20 £ or 23 € for the referral i.e total of 40 £ or 46 €:
Once you transfer 100 GBP or 125 euro or 150 dollars you will earn the cashback. Remember to use code FREE for the first free transaction on Worldremit
- Fees: Fixed, 1.99 GBP
- Time: 1 – 2 working days.
- 20 USD / 20 Euros / 20 GBP cashback
- Works will almost all the countries
#2 Orbit Remit
- Only for UK, Australia, and New Zealand residents
This is one of the MOST BENEFICIAL MONEY TRANSFER I came across till now which also takes a fixed fee of just 2 £ or 2.3 €. Benefits include Low cost, speedy delivery of funds, ease of use, and all payments guaranteed. You get so much more with OrbitRemit.
It gives a maximum referral bonus of 75 £ or 86 € for 3 referrals and that too with a minimum transfer of just 25 £ or 30 €.
- Fees: Variable, Fix fee of 2 GBP or 2.3 € irrespective of the amount.
- FREE first Transfer
- Time: 1 – 2 working days.
#3 Transfer Go:
Transfer go has a fixed fee of £0.99 and transfers are also completed in 24 hours. The first transfer is free with transfer to go. Also, they have a fast transfer option so that you can get the money on the same day in your account. Get 20 £ or 23 € for the first transfer.
- Fees: Fixed 0.99 GBP/ 1.99 GBP. The first transfer is FREE
- Time: Next day for 0.99 GBP, Same day for 1.99 GBP.
# 4 Xendpay:
Give us the best exchange rates and a good competitor of Worldremit and Transfer wise.
The only hassle is from the second transfer, they need identity and address proof to allow the transfer.
Offers: Referral bonus i.e. you get £10 or 12 € + friend gets £10(or 12 €) when they transfer minimum £100 or 114 €.
- Global support
- Transfer rates better than wise
- Zero transfer fees (if you want then you can pay :))
Time: Usually 1-2 working days
Provides a very good rate for the first 1000 £ /€ / $ with a free transfer
- Special rates for the initial transfer
- Global support
- Offers: 10 £ or 12 € amazon gift voucher (may get more based on promotions – presently it is 20 GBP / 24 euros / 25 USD)
- Time: Within 1 day