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Orbitremit Review: Is it safe? How does it work? What are the rates?

How can you use OrbitRemit to send money abroad? Is their service reliable? Can you trust OrbitRemit with your money? How good are their fees and exchange rates?

Our independent review of OrbitRemit

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Orbitremit offers international payment and money transfer services for customers in Australia, New Zealand and the United Kingdom. They are respected by customers for their speed and efficiency, flat fees and for how easy it is to use their website and app. They offer the ability to transfer money in 19 currencies to 37 countries. Residents in New Zealand enjoy additional perks.

Orbitremit is a specialized, New Zealand-based money transfer and currency exchange provider that offers international money transfer services from Australia, New Zealand and the United Kingdom. They have been in business since 2009. They offer exchange rates that are better than those offered by banks, flat fees and 24-hour customer service. They are particularly competitive for cash pickups, but this service is only available for payments to Vietnam and the Philippines. The service is particularly lucrative if you are transferring a large amount of money: anything over 10,000 of any currency the transfer is free.

OrbitRemit does not have a maximum amount that can be transferred. But there may be some maximum amounts imposed by banks and local regulators they do not have control over. In these cases, you will need to make multiple transfers in order to send the full amount.

Additional perks for NZ residents

New Zealand residents receive additional perks by offering an easy way to pay court fines. Their website offers a dedicated page to pay (for free) New Zealand Ministry of Justice (MOJ) fines and reparations payments. NZ residents are also able to make free payments to the New Zealand Inland Revenue Department (IRD). This can be used to pay off student loans, pay child support or make any other type of tax payment.

What we like about OrbitRemit

  • Flat fees
  • Additional services for residents of AU, NZ and UK
  • 24 hour customer service
  • Fast and trustworthy–many transfers arrive for secure delivery the next day

What we dislike about OrbitRemit

  • You can only pay by bank transfer
  • Only available to residents of Australia, New Zealand and the UK

How OrbitRemit works

Open an account

Visit OrbitRemit’s website and open a free account

Enter the details about your recipient

Tell OrbitRemit where you need to send money and to whom.

Set-up your transfer with OrbitRemit

Enter how much money you want to send and how you want to pay for your transfer.

Pay for your transfer

Fund your transfer by making a local bank transfer or pay by debit or credit card

Let OrbitRemit do the rest

OrbitRemit will convert your money in the recipient’s currency and send it to him through the selected pay-out option.

Fees & Exchange Rates

Exchange rates are competitive, frequently coming in the top 5 best deals (but they rarely offer the most competitive exchange rate). However, their fees are flat and free if your transfer is high enough. Send above 10,000 of any currency and the transfer is fee free.

  • From Australia (AUD) $4
  • From New Zealand (NZD) $4 to all destinations except the Philippines which is $6
  • From the United Kingdom (GBP) £2

Ease of use :

The points above are added to calculate the “Ease of Use” score of orbitremit , who scores 7.8 points on a maximum of 10 points.

Credibility & Security

Yes, you can trust OrbitRemit with your money. OrbitRemit has been in business since 2009. Their worldwide money remittance and payment service provider, which is headquartered in New Zealand, is registered with the New Zealand Companies Office under FSPR reference FSP7721 (this includes a dispute resolution registration). The company is also regulated by the relevant authorities in the other countries they operate in: the Australian Securities and Investments Commission (ASIC) in Australia and the Financial Conduct Authority  (FCA) in the United Kingdom.

Per the standards of these government regulators, funds are held in segregated accounts. This means money is kept separate from the company’s accounts and it secures the customer’s funds if OrbitRemit has financial difficulties.

Orbitremit has mostly excellent customer reviews on Trustpilot. Here’s a summary of what OrbitRemit customers have to say:

Positive

  • Their website is user-friendly
  • Transactions are fast (same day to 1 day)
  • The app is often rated as easy to use and helpful
  • The process of sending money is easy and convenient
  • Exchange rates are competitive and better than banks
  • Flat fees
  • To get joining bonus use link : orbitremit

Negative

  • Some customers experienced delays in their transfers
  • OrbitRemit’s customer service was a bit slow sometimes
  • Only available to send money from 3 countries (Australia, New Zealand and the UK)

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