TRANSFERWISE
Pros:
- Trusthworthy
- world leader in money transfer
- can deliver money in couple of minutes once you have transferred to the same account couple of times
- competitive rates
- first transfer free when u use this link > TransferWise
- Widest network and hence you can transfer from almost anywhere to anywhere in the world
- Available as an app on iOS & Android
Cons
- first transfer can take longer
- other services can give better rates at times. So, good idea to check other sites listed below
Orbitremit
Pros:
- most of the time better transfer rates than Transferwise
- First transfer free using link > orbit remit
- loyality benefits earn free transfer on 3 transfers (which makes the transfer cheaper)
Cons:
- Only available from UK, New Zealand and Australia to other countries
- stringent verification process
XendPay
Pros:
- You can decide your own transfer fee i.e. you have option to pay as low as ZERO transfer fee
- Guaranteed Exchange Rate
- Supports transfers to NRE & NRO accounts (in India)
- Signing up using the referral link will enroll you to receive the promotional bonus ( 10 USD / Euros / GBP as joining bonus – refer my blog for details)
- link to join > xendPay
- Cons:
- No instant transfer possible
- limits on daily and half yearly transfer limits which get raised on regular usage
Note: XendPay gives promotional gift cards to referred new customers. It normally 10USD/ Euros/GBP, based on their referral policy