Money transfer guide – updated

Below are some of the options and additional cash back which you can get on first time money transfer (use the offer till it lasts)


– Usually gives better price than Transferwise

  • Join TopCashback 
  • Join  Worldremit
  • Navigate to World remit from top cashback
  • once you transfer 100GBP or 125 euro you will earn the cashback. Remember to use code FREE for first free transaction on Worldremit
  • Below is what you will earn using Worldremit and topcashback combination.
    • joining bonus on topcashback i.e. 10 gbp+
    • 15 gbp on topcashback for navigating to world remit from top cashback. You can transfer this money to your bank once the transaction is ‘payable’. It takes time but worth the time. Also, topcashback is good for any other shopping.
    • 20 gbp on worldremit (check here for other countries). You will get a coupon of the mentioned amount and you can transfer that amount to any country. Their is no minimum amount restriction.

2. XendPay 

– Usually gives better price than Worldremit or TransferWise 

    • Join XendPay using this link and transfer more than 100 Pounds or 125 Euros to get free transaction charges and good exchange rates.
  • Yes, you do get 10£ / 10 Euro as you join.
  • NO transfer fee / pay what you want option i.e. you control what you want to pay for the transfer fee

4. Remitly  :

  • Provides a very good rate for first 800 £ or 912 € with free transfer

    • Link :Remitly 
    • Special rates for initial transfer
    • Global support
    • Offers : 10 £ or 12 €  or 12 usd amazon gift voucher (may get more based on promotions – presently it is 20 gbp / 24 euros / 25 usd)

    • Time : Within 1 day

5. Azimo -> InviteCode for 10£ joining bonus

NOTE: you get 10£ as joining bonus BUT don’t use the bonus on your first transaction as you will NOT get 21 GBP cashback on TopCashback if you use the code. Keep it for your next transaction 😉 

  • additional Promo codes for your next transactions at Azimo : COMEBACK5,HAPPYBDAY

6. Transfergo register with code 61qQub

  • Transfer go has a fixed fee of £0.99 and transfers are also completed in 24 hours . First transfer is free with transfer go. Also they have a fast transfer option so that you can get the money same day in your account.Get 20 £ or 23 € for first transfer.

    • To get 20 £ or 23 € referral and first free transfer transfergo register with code 61qQub
    • Fees: Fixed 0.99 GBP/ 1.99 GBP. First transfer is FREE
    • Time: Next day for 0.99 GBP, Same day for 1.99 GBP.
    • IF YOU Navigate to transfergo from TopCashback get additional 12 GBP for first transaction.


    • Only for UK, Australia and New Zealand residents

    This is one of the MOST BENEFICIAL MONEY TRANSFER  i came across till now which also takes a fixed fee of just 2 £ or 2.3 .Benefits include Low cost, speedy delivery of funds, ease of use and all payments guaranteed. You get so much more with OrbitRemit.

    • Direct link to join  ORBIT REMIT 
    • Fees: Variable, Fix fee of 2 GBP or 2.3 € irrespective of the amount.
    • FREE first Transfer 
    • Time: 1 – 2 working days.
    • Get Joining bonus of 20£ after you make your first transfer

8. WesternUnion: navigate via Quidco for additional cashback (VARIES)

  • To get 10£ JOINING bonus on Quidco register using link :Quidco 
  • Navigate to WesternUnion via Quidco

9. TransferWise 

  • TransferWise


    • Current mid-market exchange rate, as you can see on XE .com
    • Customers have transferred $4.5bn using the platform
    • Price Match Guarantee
    • Available as an app on iOS & Android
    • Signing up using the referral link will enroll you to receive the promotional bonus (Zero fees for your first transfer, limits apply)


    • No transfers are free.
    • You are always charged a 0.9% of your total transfer amount, which brings down the effective transfer rate
    • The transfer takes about 3 days and for some new customers it can take upto 5 days, however your committed rate remains same as of the transaction date
    • You have a daily and half yearly sending limits, which can be raised based on the usage (You can request to raise those limits by sharing required documentation as it is required by the US Law)

    Note: TransferWise gives promotional benefits to referred new customers. Your first transfer fee is waived off (transfer limits apply).

10. Remit2India

good transfer rates to INDIA only

  • Link : Remit2India
  • Special rates for initial transfer
  • Offers : 500Rs joining bonus
  • Global support
  • Time : Within 1 day

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